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The same math unBroke runs for you every month — free to use right here, no download required.
Not a fixed rule like 50/30/20 — a starting draft. Zero-based budgeting means every unit of income gets its own job until nothing's left unassigned. This gives you a sensible first pass; you adjust every category from there.
After taxes and deductions — what actually lands in your account.
A draft is just a start. unBroke tracks every category against real spending, all month, automatically.
Download unBroke freeHow long until this debt is gone, and how much interest you'll pay along the way — the exact calculation unBroke's app uses for its "debt-free by" projection.
Must be more than the interest that accrues each month.
Track every payment and watch this date move closer, right inside unBroke.
Download unBroke freeHow long until you hit a savings target, given what you can put away each month.
Set this as a real target in unBroke and watch a progress bar fill as you save.
Download unBroke freeHow big your safety net should be, and how long it'll take to build it at your own pace.
Rent, food, utilities, insurance, transport — the non-negotiables.
Give your emergency fund its own category in unBroke — with a target and a live progress bar.
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